[NAME OF LOCAL GUILD] CIVIC INTERLOCK
This group is simply a way for neighbors to keep a transparent record of shared tools, volunteer hours, and local inventory. We are not a bank or a financial business. We don't hold people's money, we don't issue currency, and we don't offer investments.
The whole point is to make it easy to see what resources we have locally and share them without friction or red tape.
Nobody is here to get rich off the community. We don't do profit margins, dividends, or speculative gains. If a transaction doesn't directly benefit the local group, we don't do it.
When tools or supplies are added to the group, we make a clear split between who is watching the gear and who gets to use it:
Because the caretaker is just watching the gear on behalf of the group, their personal life stays totally separate. If a caretaker steps down, the keys simply pass to the next volunteer. Personal debts or issues of a volunteer have nothing to do with the shared community gear.
Everything put into the store or treasury is given voluntarily. You aren't buying stock; you're just chipping in to build local resilience.
To keep things moving fast without risking our most important backup supplies, we use two separate ledgers to track our stuff:
Any active participant can look at the full inventory and records at any time. If you volunteer to watch over the gear, you have to be completely transparent. Secrecy means you lose the right to hold the keys.
If this local group ever decides to shut down, nobody gets to sell off the shared gear for personal cash. Whatever is left over gets passed directly to another local non-profit, tool library, or community group doing similar work.
By signing below, the founding caretakers and active participants agree to play by these rules, keep the books completely open, and look after the shared resources for the good of the neighborhood.